Your Dream Home and Financial Freedom Are Closer Than You Think.
At DreamQi Financial, we simplify the complex world of finance—whether it’s securing your first home loan, funding a personal project, or financing a business asset. Let us help you unlock the door to your future.
Personalised Service
At DreamQi Financial, we take the time to get to know you and your financial goals. No one-size-fits-all approach here—every client receives tailored advice and solutions.
Expertise in Complex Loans
Whether you’re self-employed, investing in property, or need asset finance for your business, we specialize in helping clients with unique financial profiles.
End-to-End Support
From your first consultation to the last settlement and beyond, we support you through every stage of the process, ensuring guidance, clarity, and confidence in every financial decision you make.
OUR LENDERS
We offer the flexibility and choice that comes with our panel of 60 lenders. So no matter how simple or complex your situation is, we’ll find the loan that best suits your needs.
MEET THE FOUNDER
Farooq Akram, founder of DreamQi Financial, is an experienced mortgage broker dedicated to helping clients achieve their financial goals. Specialising in working with first-time buyers, self-employed individuals, and property investors, Farooq offers personalised, step-by-step support throughout the entire process.
Outside of work, Farooq enjoys staying active through sports, traveling to new destinations, and experimenting with cooking new cuisines. His diverse interests reflect his passion for exploring new perspectives and finding creative solutions. Farooq’s mission is to simplify the home-buying journey, providing clients with reliable advice and empowering them to make confident financial decisions.
ABOUT DREAMQIFINANCIAL
EMPOWERING YOUR FINANCIAL JOURNEY WITH EXPERTISE AND CARE
At DreamQi Financial, we believe in making finance simple, accessible, and personalised. With years of experience in the mortgage and finance industry, we’ve helped clients across Australia secure loans that support their life goals—whether that’s buying a home, growing their investment portfolio, or funding a personal dream.
Our name, DreamQi, reflects our commitment to helping you achieve harmony (Qi) in your financial life, so you can focus on what matters most: living your dreams.
OUR VALUES
CLIENT-FOCUSED
Your financial well-being is our priority. We listen, understand, and create solutions tailored to your unique needs
INTEGRITY
We pride ourselves on honest, transparent advice.
COMMUNITY ENGAGEMENT
We are deeply committed to giving back to the community, with a strong focus on supporting youth at all levels. Through volunteer work, we aim to inspire and empower the next generation of leaders, fostering their growth and helping them reach their full potential.
OUR SERVICES
TAILORED SOLUTIONS FOR UNIQUE FINANCIAL JOURNEY
As an independently-owned mortgage brokerage, we have access to a wide range of loans from over 60 lenders. So we can help you find and secure the best finance for your situation.
HOME LOANS
From first-time buyers to seasoned investors, we guide you through every step of the home loan process.
PERSONAL LOANS
Flexible financing options for personal goals like renovations, travel, or debt consolidation.
ASSET FINANCE
Need a new vehicle or equipment for your business? We’ve got the finance solutions to help you grow.
INVESTMENT PROPERTY LOANS
Build your property portfolio with expert guidance and competitive loan options. The best deal you can get.
SELF-EMPLOYED LOANS
Tailored financial solutions designed for self-employed individuals with complex income streams.
REFINANCING
Lower your repayments, consolidate debt, or access equity. Let’s make your mortgage work harder for you.
What makes us different?
DreamQi Financial
Banks and Lenders
Your own personal, non-bank affiliated loan expert
Free for you1
We work in your best interests (we’re not owned by a bank)
Fast turnaround times2
Access to over 60+ banks and lenders in one place3
Ongoing support and guidance once your loan has settled4
WHAT OUR CLIENTS THINK ABOUT OUR SERVICES
Vacant Land Purchase
I recently purchased vacant land, and DreamQi Financial made the process seamless. Farooq guided me through the specific loan options for land purchases and helped me secure the best deal. Farooq expertise and support made a potentially complex transaction straightforward. I’m excited about my investment and grateful for the fantastic service I received
– Mason Jafaei
First Home Purchase
DreamQi Financial made my first home purchase so much easier! From understanding the best loan options to guiding me through each step of the process, Farooq was always there to answer my questions and offer support. Their team made the complicated process feel simple, and I am now settled in my new home thanks to them!
– Janet Gordon
Refinancing and Debt Consolidation
I cannot thank Farooq and the team at DreamQi Financial enough. After struggling with multiple loans, they helped me refinance and consolidate my debt into a single, manageable loan. Their expertise, attention to detail, and understanding of my situation were incredible. I was able to save money on interest, and the process was smooth and stress-free. Highly recommend DreamQi Financial for anyone looking to streamline their finances!
– Hardeep Singh
Second Loan for Construction
DreamQi Financial helped me secure my second loan for a construction project, and I couldn’t be happier with their service. Farooq and his team managed both my loans seamlessly, ensuring that everything from the application to the approval process went smoothly. Their expertise in construction loans was invaluable, and they made the whole process stress-free. I’m excited to see my project take shape and appreciate the incredible support throughout!
– Noreen Ghulam
Frequently Asked Questions.
What does a mortgage broker do?
A mortgage broker (like me) acts as the middleman between you and the lenders/banks. We work for you but get paid by the lender or bank of your choosing. That means they help you choose the right loan to suit your needs at no cost to you.
What grants are available to me?
There are many grants that are available for those wanting a home loan and the options differ from state to state. To find out what grants you are eligible for, get in touch.
How much does it cost to refinance?
Some of the costs you’d expect to pay include discharge, application and settlement fees so you need to be sure the long term savings outweigh the upfront cost. To find out how much you can save by refinancing your loan, give us a call.
Can you help me understand my borrowing capacity?
Of course! Borrowing capacity refers to how much you can borrow from a lender. To get an estimate of your borrowing capacity go to our calculator: How much can I borrow? If you want to get an in depth review of your borrowing capacity, get in touch today.
What fees should I be aware of when purchasing a property?
There are several fees that often aren’t discussed in length when buying a property. These include stamp duty, application fees, pest and building inspections and more. Get in touch with a broker today for an up-front conversation about all the hidden fees.
Should I rent or buy?
There are benefits to both renting or buying a home. Renting offers flexibility to relocate and frees up your savings. Buying provides stability and equity. A broker can help navigate this decision with you by looking at your financial situation and dreams for the future.